Financial planning for the life you want to live.
Helping individuals and families understand their finances, make confident decisions and enjoy their wealth, today and in the future.
What would you like your money to make possible?
Can I afford to retire?
Understand when work can become optional and what your retirement could realistically look like.
Will my money last?
Explore how your pensions, investments and other assets could support the lifestyle you want.
Am I making the most of what I have?
Bring pensions, investments, tax planning and future goals together into one coherent strategy.
Can I help my family?
Understand what you could afford to give away without compromising your own financial security.
Your finances are personal. Your plan should be too.
Financial planning starts with understanding where you are today, where you want to go, and what matters most to you. From there, we bring your pensions, investments and future goals into a single, coherent plan, using cashflow modelling to test your options and show what's realistically possible.
- Today
- Financial independence
- Retirement
- Experiences
- Family
- Later life
- Legacy
What if?
Cashflow modelling turns your finances into a picture of the future so decisions can be tested before you make them, not after.
- What if I retire at 60?
- What if I spend £10,000 more each year?
- What if markets fall?
- What if I help my children buy a home?
- What if I live to 100?
Illustrative example only. Not actual client data or a forecast.
How we work
- 01
Discover
We start by understanding you, your family, your finances and what you want your money to achieve.
- 02
Plan
We bring everything together to create a financial plan around your priorities.
- 03
Implement
Where financial advice is required, we help put the appropriate arrangements in place.
- 04
Review
Life changes. Your financial plan should evolve with it.
Where we help
Retirement Planning
Turn accumulated pensions and investments into a strategy for the retirement you want.
Financial Planning
Bring your finances together and understand the decisions that could help you achieve your goals.
Investment Planning
Build an investment strategy designed around your objectives, risk and long-term financial plan.
Estate Planning
Understand what you could pass on, to whom, and when, without compromising your own financial security.
Financial planning built around you.
Chris Hinchcliffe believes that financial planning should begin with a clear understanding of your life, your priorities and what you want your wealth to achieve. He works personally with every client, building long-term relationships built on considered, straightforward advice.
As a Chartered Financial Planner, Chris holds the Advanced Diploma in Financial Planning (APFS) and a BA (Hons) in Economics and Finance.
Meet ChrisYour financial plan starts with a conversation.
If you're thinking about retirement, reviewing your finances or simply want greater clarity about what your money could make possible, let's start with an initial conversation.
Book an initial conversation